When you buy a home, you are essentially buying the seller’s title-his/her right to own, possess, use, control, and dispose of his/her property.
While your bank is preparing your loan papers, Land Title Guaranty is searching the property, looking for information that will tell all parties involved that the property can be transferred without any glitches. Things we look for include:

• Unpaid taxes
• Unsatisfied mortgages
• Liens and judgments
• Assessments against the property
• Easements

It also covers such things as:

• Loss or damage from forgery
• Fraud
• Acts of minors
• Marital status